Gold & White Cards: Get the Healthcare Benefits You Deserve
We've helped over 7,000+ veterans secure their rightful entitlements under MRCA, with over $800M+ paid out in Permanent Impairment claims. Get expert, stress-free support today.
Hear from Our Veterans
Why Choose Veterans First Consulting?
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Expert Guidance to Secure Your Entitlements
Understanding whether you qualify for a Gold or White Card can be confusing. A small paperwork error or missing medical evidence could delay your benefits or leave you with limited coverage. Our specialists help make your claim as accurate as possible, so you receive the full healthcare entitlements you deserve.
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We Handle the Complexity, So You Get the Care
DVA’s eligibility rules for Gold & White Cards are complex, with varying criteria based on service history, medical conditions, and impairment ratings. Many veterans struggle with unclear requirements and long wait times. We take care of everything—from assessing your eligibility to lodging your claim—so you can focus on your health.
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Proven Success with Thousands of Veterans
Too many veterans miss out on their rightful DVA-funded healthcare due to claim rejections or incomplete applications. We’ve already helped over 7,000+ veterans secure their rightful entitlements, with more than $800M+ in compensation paid out. Our experience means we can streamline your application, minimise delays, and improve your chances of approval.
“Having been in your position, using unreliable advocacy, I know how hopeless and alone you feel. Let us support and guide you through the legislation. We work for you.”
How It Works
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1. Check Your Eligibility
Not sure if you qualify for a Gold or White Card? We assess your service history, medical conditions, and impairment ratings to determine your eligibility for DVA-funded healthcare. No complicated forms—just expert guidance from the start.
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2. We Handle the Paperwork
The DVA claims process can be overwhelming, but we care for everything. Our specialists compile medical evidence, complete your application, and ensure every detail meets DVA’s requirements. This reduces delays and improves approval chances.
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3. Get the Benefits You Deserve
Once approved, you’ll receive your Gold or White Card, giving you access to DVA-funded healthcare, treatments, and support services. We’ll ensure you understand how to use your card and access the full range of benefits.
Frequently Asked Questions
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Certain dependants, such as the child of a deceased veteran or the remaining parent of a service member, may be eligible for support through DVA entitlements. While the Gold Card is issued to the veteran, dependents may receive additional support through other DVA programs. Read more about DVA Benefits for Families.
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A Veteran White Card covers specific conditions accepted by DVA, while the Gold Card provides comprehensive healthcare for all medical needs. If you have a service-related condition that has been approved by DVA, you may be able to receive a White Card. Learn more about the differences in our Veterans Card.
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There is no separate, stand-alone “Gold Card application” form. DVA issues Gold and White Cards when you meet the relevant eligibility criteria, usually after it accepts one or more service-related compensation or liability claims. For many veterans under MRCA, this involves reaching certain impairment point levels or having specific conditions accepted. Our role is to help you lodge a complete, well-supported claim, gather the right medical evidence, and link your conditions to service. If DVA accepts your claim and you meet the criteria, it may then issue a Gold or White Card.
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There's no set timeframe, as DVA processing depends on their workload and the complexity of your case. For a Gold Card, DVA must accept your service-related conditions, review your medical evidence, calculate your impairment points, and confirm you meet the criteria, such as reaching 60 or more impairment points under MRCA. For a Veteran White Card, DVA reviews your application or existing records, checks your service and medical history, and decides if you meet the rules for treatment of accepted conditions and non-liability healthcare. We can’t control DVA's timelines, but we help reduce delays by lodging clear, well-supported claims and keeping you updated.
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The Veteran Gold Card allows you to get clinically required healthcare treatment at public and private hospitals, general practitioners, specialists, and allied health providers. It also covers essential medicine, medical aids, and home care services. For a complete list of services, visit our DVA Gold Card Benefits.
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The Veteran Gold Card is available to veterans who meet specific service-related criteria, including those with a qualifying disability, severe impairment, or certain war service classifications. Eligibility is determined based on DVA’s assessment of your service history and medical condition. To learn more about whether you qualify, visit our Gold Card Eligibility Guide.
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Yes. If DVA has refused a claim that might lead to a Gold or White Card, we can review the decision, explain why it may have happened, and advise on the next steps. This might include providing additional medical evidence, clarifying your service history, or supporting a review or appeal, where appropriate. Professional help can lift the quality of the material in front of DVA and reduce mistakes, but no one can promise a specific appeal outcome.
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Veterans First Consulting is an independent, paid service that focuses on DVA claims. We do not charge upfront fees for Gold and White Card-related work. Our fees are linked to successful outcomes and are explained clearly before you decide to go ahead with us. We do not position our service as free, and we do not act as DVA or a government agency.
Hear From Over 500+ 5-Star Google Reviews
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![Annabelle R taking a photo with a DSLR camera]()
Can’t thank Veterans First Consulting enough for all the support and connecting all the dots for me. They took a lot of the burden off me from start to finish, processed everything timely and explained every process that needed to happen (and I had a lot of questions..). I have recommended their service to every close friend of mine who have acquired service related injuries and they too have been very impressed with the service. Thanks for all you do.
★★★★★
Annabelle Reidy
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Veterans First Consulting did an amazing job and I am very happy with the result. They always kept me informed of how my claim progressed and they were highly organised. I have recommended them to other friends who have had similar injuries and time in service as myself and my own siblings who both serve, I highly recommend them, particularly if you DVA claim has stalled in the past, they get it back on track for you.
★★★★★
Mark Smith
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Highly recommend Veterans First Consulting for anyone going through the DVA process. They make the deliberately convoluted process so easy and are there to assist you every step of the way. Their expert knowledge and handlings gets you the results that you deserve without the stress. Thank you.
★★★★★
Claire Elizabeth
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I would like to take this opportunity to sincerely thank the team at Veterans First for the incredible support you’ve provided throughout my claims process. Not only have the team achieved a life-changing result for me, but also for my wife and our two young boys. You turned what I initially viewed as a daunting challenge into a smooth and manageable journey. I am truly grateful for all your hard work and dedication in representing me this year. I cannot recommend your services highly enough to other veterans seeking assistance.
★★★★★
Benjamin Heron
Secure Your Gold & White Card Benefits Today
The DVA claims process is complex, but you don’t have to go it alone. Our experts carefully prepare your application so it’s accurate, complete, and gives you the best chance of receiving the healthcare and support you deserve—without the stress.
We’ve already helped over 7,000 veterans secure their rightful entitlements, with more than $800M in compensation paid out.
With zero upfront fees, you only pay for successful claims.